According to the U.S. Census Bureau, the number of people primarily working from home tripled between 2019 and 2021.  That is 27.6 million Americans.  Don't think that hackers haven't noticed this, and don't think that you don't have anything to protect.  Your home business is more at risk than you probably imagine, but it doesn't have to be that way.  Here are 5 steps to make it more secure and ensure that your hard work doesn't get lost or stolen.

According to Greek Mythology, Pandora had a jar containing all manner of misery and evil. Pandora opened the jar, all of the evils flew out over the earth, and it was impossible to put them back into the jar.  Social media can be very useful and when used wisely, it can bring people together, but like Pandora's box, once things are released, it is impossible to get them back.

Search on the internet for "estate planning" and you'll literally find millions of results telling you what you need.  (855,000,000 when I searched on Bing!)  Do you really need an "Indexed Universal annually-adjusting Life Insurance policy with a tertiary dependent rider?" (I made that up, BTW.)  Maybe you do, but maybe you don't.  What do you really need?  What are the basics that you should consider and how much time and money will it take you to get those?  Well...I'm here to answer that! 

Life insurance is an important part of family protection that ensures that your family is taken care of in case anything happens to you.   Unfortunately, many life insurance policies don't actually get paid to the beneficiaries. Read on to find out why and learn what you can do about it.

As a professional getting closer to retirement, creating a will, trust, and estate plan might feel increasingly urgent. But where do you begin? And who has the time? It might feel overwhelming to create and collect documents with all the different professionals required to protect your estate, including financial planners, lawyers, and insurance agents. Then the question becomes, “How do I keep them secure, organized, and up-to-date?” It can be difficult to stop and put the energy into estate planning when it doesn’t feel as urgent as your day-to-day life. It is, however, a long-term necessity. 

The problem with hoarding documents is that as more and more start adding up, it is quite easy to lose track of what’s in there and what’s not – not to mention that large stacks become increasingly difficult to manage. If you are looking to create a legacy plan based on those documents, your family might find it difficult to sort through them. There is also a risk of those files getting damaged.

Over the course of our blog, we have mentioned several key elements that make an insurance company desirable for customers. From offering clients bespoke solutions to their needs all the way to making sure they are satisfied with your service and policies; everything adds up.

When it comes to legacy planning, many think that distributing your financial assets is all there is to a good legacy. However, it is important to remember that money will only last so long, while property tends to lose its sentimental value over time.

A survey published in 2019 showed that globally, 54% of individuals were concerned about their privacy. 68% of Latin Americans and 48% in North America reflected the same concern. More than 61% of Americans suggested that they wanted to do more to protect their privacy. Here is a graph to illustrate our point: