Search on the internet for "estate planning" and you'll literally find millions of results telling you what you need. (855,000,000 when I searched on Bing!) Do you really need an "Indexed Universal annually-adjusting Life Insurance policy with a tertiary dependent rider?" (I made that up, BTW.) Maybe you do, but maybe you don't. What do you really need? What are the basics that you should consider and how much time and money will it take you to get those? Well...I'm here to answer that!
An IronClad Blog: wills